Cadence Money vs Trace

A privacy-first personal finance app for Canada and the USA. Track budgets, net worth, goals, bills and investments across iOS, Android and web.

A macOS menu-bar app that turns any conversation into a clean markdown transcript, with an optional on-device summary. Runs a local speech model entirely on your Mac, in...

About Cadence Money

A privacy-first personal finance app for Canada and the USA. Track budgets, net worth, goals, bills and investments across iOS, Android and web. Cadence Money is proudly owned and operated in Canada. Most features are built with Canadians in mind first - never an afterthought. We have full coverage of Canadian account types while also offering support for multiple currencies, USA-based banks and USA account types. From bank syncing and transaction learning, to suggestions and alerts, we make money easier.

About Trace

A macOS menu-bar app that turns any conversation into a clean markdown transcript, with an optional on-device summary. Runs a local speech model entirely on your Mac, in dozens of languages. The moment is pinned to your transcript at the exact timestamp. Trace provides you with clear markdown transcripts and summaries that you can use anywhere. Either copy the markdown from Trace directly or have it place the file anywhere in your filesystem. Trace can also send files directly to Obsidian, Bear, Drafts or Things with a button press.